Skip to main content

Money script

Twenty statements, about four minutes. At the end you will see which of four money scripts drives you most, and what to do about it.

Find my script
  • 4 min
  • 20 statements
  • After Klontz's research

Money scripts are beliefs about money we absorb in childhood, most often not from words but from watching adults. The American psychologist Brad Klontz described four of them: avoidance, worship, status and vigilance. They work quietly, deciding for us whether to ask for a raise, how much to spend and why money “leaks away”. Seeing your script is the first step towards making money decisions yourself, rather than by family habit.

Four scripts

Money avoidance
Money feels a little shameful, and it leaves faster than it comes.
Money worship
A little more money, and then things will finally be good.
Money status
I'm worth as much as I have.
Money vigilance
Money likes quiet, and savings for a rainy day.

This questionnaire is based on Brad Klontz's research on money scripts (Klontz et al., 2011). It is not the official Klontz Money Script Inventory and not a scientifically validated test, but a tool for self-reflection. A script is not a sentence: it formed once, and it can change.